Buying a Used Car Can Help You Improve Your Credit

Everyone needs a reliable vehicle but not everyone has a high enough credit score to finance a brand-new car. The good news is, buying a used car can help you improve your credit so you're ready to get a new model next time you purchase a car! If you are interested in shopping for a great used car, truck, or SUV, come over to Christensen Auto Sales Inc. in McMinnville, OR where our staff members in our finance center can help you to better understand the ins-and-outs of financing your next used car!

If you don't have enough cash on hand to purchase a used car outright, financing is a great option! Our experienced finance team is here to help you start driving your next car all over the Salem, OR and Portland, OR areas quickly. There are a few things you can do to make sure you get a good rate on your used car purchase.

Before you head out to dealership check your credit report. Your interest rate will be based partially on your credit score so make sure your report is accurate. Correcting errors and paying off old, forgotten accounts could help improve your score and result in a lower rate!

After you get your used car, make your payments on time. If you have a limited credit history, timely payments will help you establish credit. If your credit isn't good because you've been late in the past, making payments for this car on time will have a positive impact on your score.

Having a lot of open accounts could hurt your credit but that isn't always the case. While you are working on improving your credit score to qualify for a car loan, avoid closing your oldest credit card accounts. Part of your credit score is based on the length of your credit history, so keeping old accounts open could be valuable.

As you browse our selection of late-model cars, you might find that you can get a better deal on a used car than a new one. Used cars tend to have more features than similarly priced new vehicles so you'll be more comfortable while you work on improving your credit!

With the help that we here at Christensen Auto Sales Inc. is ready to offer, shoppers all over the Lafayette, OR and Newberg, OR area are going to be able to shop for a great used car and learn about the benefits of used models to their credit!

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Christensen Auto Sales Inc.

3080 NE Highway 99W
Directions McMinnville, OR 97128

  • Sales: 503-687-2080

Hours

  • Monday 9:00AM-7:00PM
  • Tuesday 9:00AM-7:00PM
  • Wednesday 9:00AM-7:00PM
  • Thursday 9:00AM-7:00PM
  • Friday 9:00AM-7:00PM
  • Saturday 9:00AM-6:00PM
  • Sunday 11:00AM-5:00PM